Client
College Project
Overview
Charge simplifies credit management by aggregating balances from multiple credit card providers, calculating the exact monthly payment required, and allowing users to pay a lump sum. The app then distributes the payment among the respective creditors based on the outstanding amounts. Additional bill-paying services, such as mortgage payments, school fees, internet bills, and insurance, make it a comprehensive financial management tool.
Client
College Project
Industry
Fintech
Service
UI / UX
Branding
Case Study
Content
App Design
Duration
14 weeks
The Challenge
People juggling multiple credit cards often struggle with keeping track of payment dates, which can lead to late fees, increased interest, and financial stress. Traditional banking apps offer fragmented solutions, making financial planning more complicated than necessary.
The Solution
Charge introduces an intuitive, all-in-one payment solution with: ✔ Automated calculations – Determines the exact payment needed to avoid/minimize interest and late fees. ✔ One-click payments – Users pay a single lump sum, which is smartly allocated across all linked credit cards. ✔ Comprehensive bill pay – Beyond credit cards, users can manage other financial obligations in one place. ✔ User-friendly design – A seamless and minimal interface for a stress-free financial experience.
The Result
Charge empowers users with better financial control, reducing missed payments and improving credit health. By simplifying credit card and bill management, the app helps users build smarter financial habits without the usual stress of manual tracking.
